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Titilayo O. is 42 years old and she is married with 4 children. She sells ice cream in her house, wholesale and retail. She has been in this business for the past five years. She prepares the ice creams and customers come to buy in bulk from her. She also sells retail to her consumers.

Titilayo needs the loan amount of $850 to purchase a generator, as there is no constant electricity supply. This, she said, will enable her keep the ice cream frozen at all times as customers like the ice cream chilled. She says thank you to all that make this loan possible.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 418
    View loans »
    Nigeria Loans Fundraising
  • $6,292,750
    Funds lent in using Kiva
  • 118.7
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Titilayo to buy a generator for her ice cream business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 16, 2008
Oct 2, 2008
Currency Exchange Loss:
Jul 15, 2009