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Aged 46, Shahnaz is a married woman and the dedicated mother of six children. Her husband deals in running a mule cart, which is commonly used in the villages of Pakistan for carrying loads. Her husband makes enough to meet the family's needs. In order to purchase a larger wooden cart for the mule, Shahnaz contacted Kashf Foundation and applied for a loan of 45,000 PKR. In this way her husband will be able to take more things on his cart at once, like fruits and vegetables. This ultimately will save his time and hopefully increase his net income. She expects a boost in her husband's earnings and wishes to utilize part of his revenue for the betterment of the family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 435
    View loans »
    Pakistan Loans Fundraising
  • $15,125,250
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Shahnaz to purchase a larger wooden cart.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 20, 2014
Feb 27, 2014
Currency Exchange Loss:
Jan 17, 2015