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Asma has been working in a business manufacturing flowers for many years. She knows the method of making beautiful flowers from fabric, paper, and other materials. She also arranges wedding garlands for brides and grooms and flowers out every material she finds suitable. The immense experience in the art of flower making has lent her great versatility in making flowers to meet her clients' needs.

It’s her fourth year with Kashf Foundation, and she has requested a loan of PKR 40,000 to buy additional materials such as bundles of glace papers and tissue papers, along with glue, wire and floral tape. In this way, she will be able to increase her sales, which ultimately help in generating more income for her.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 358
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Asma to buy additional materials, such as bundles of glace papers and tissue papers, along with glue, wire, and floral tape.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 19, 2014
Feb 28, 2014
Currency Exchange Loss:
Mar 17, 2015