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Asma is a thirty-year-old married woman who lives in the area of Lahore, Pakistan along with her family. She is the mother of two children; one of whom goes to school. Her husband is a cattle trader and does most of his trading within his home area. He breeds cattle in his yard at home and sells them at a local market or to butchers. He has to feed the calves for one or two years until they have grown up and are healthy. This is a very lengthy and expensive procedure.

A few days ago, his one healthy cow died. Asma's husband had been growing the herd through breeding from that cow but now the breeding procedure has been interrupted. He wants to buy another cow to continue breeding but has already invested all his savings into his current cattle farm, so he does not have enough to buy a cow.

Asma has requested a Kiva loan so her husband can buy a healthy cow with the contribution of her savings. Fetal diseases are the major challenge for him. With the profit amount her husband will buy fodder for cattle and cure diseases. She is very pleased after taking this loan and thankful to BRAC Pakistan. She has agreed with our repayment schedule and happily signed all the necessary documents, including a client waiver.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 428
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Asma to buy a healthy cow for breeding.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Mar 1, 2014
Currency Exchange Loss:
Mar 19, 2015