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Paul
Paul is a 31-year-old farmer living in the Nkubu area of Eastern Kenya with his wife and one child. He has been doing farming for 15 years. His income comes from the sale of tea, maize, bananas, cabbages, eggs and milk. Besides farming, he has a motorbike which he uses to offer transportation to the residents in the area. His biggest challenge in farming is the lack of sufficient funds and poor markets.

Paul chose Juhudi Kilimo for this loan because they offer secure loans to their farmers at low interest rates. This loan will help Paul develop his horticultural farming by buying more seed for planting, and get more income and thus, improve his family's living standards.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 831
    View loans »
    Kenya Loans Fundraising
  • $42,925,925
    Funds lent in using Kiva
  • 86.5
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $700 helped Paul to buy more seed for his horticulture business.
0% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 3, 2014
Listed
Mar 17, 2014
Currency Exchange Loss:
Possible