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Phat's Group
In this Group: Phat, Him, Chan
Phat, 54, is married and lives with her husband and five children in a village of the Moung Russey district of Battambang province. She and her husband are rice farmers, and they supplement their family’s income through working for others for a fee. She has been in the rice farming business for sixteen years, earning about 28,000 KHR per day to feed her family.

Phat has been with VisionFund for three cycles and completely paid back the past loans which have helped better support her family. Now she is leading her group to ask for a loan. Phat will use her portion to pay for plowing the rice field. She hopes this loan will enable her to earn more income from her current business.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 293
    View loans »
    Cambodia Loans Fundraising
  • $37,552,375
    Funds lent in using Kiva
  • 3,984.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phat's Group's $975 loan helped a member to pay for plowing the rice field.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 4, 2014
Feb 27, 2014
Currency Exchange Loss:
Feb 20, 2015