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Heydi Patricia

Update on Heydi Patricia

Heydi is a single mother who earns a living through her car washing business (to which she has dedicated much effort). Her goal is to provide her child with a good education and raise her well. Heydi is asking for this loan in order to buy soaps, carpet shampoo, filters, grease, and glass cleaner, products that she needs to maintain her business with the help of her colaborators.
View original language description ↓
Heydi, quien se gana la vida a través de los ingresos que obtiene de un negocio de auto lavado que ha venido administrando con muchos esfuerzos, siendo una mujer soltera, madre de un hijo por quien vela para brindarle una buena educación y formarlo una persona de bien. Heydi solicita este crédito para comprar lubricantes, shampoo, silicones, pastes, filtro, grasa, líquido limpia vidrio, todo para carro, productos que hace que su negocio se mantenga con el apoyo de sus colaboradores.

Previous Loan Details

Heydi is 36 years old. She’s a widow and a single mother and the situation has been difficult for her and her two year old daughter, but as an optimistic woman she manages to get ahead. She is an Agro-lawyer, but due to lack of opportunity in her country, she has dedicated herself to selling lu... More from Heydi Patricia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 127
    View loans »
    Nicaragua Loans Fundraising
  • $24,541,675
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Heydi Patricia to buy car products such as soap, carpet shampoo, filters, grease, and glass cleaner.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 12, 2014
Mar 3, 2014
Currency Exchange Loss:
Mar 17, 2015