Tayta Espiritu Group
Elsa C. has a business selling vegetables. She started 10 years ago with her husband and it was very difficult because they had little capital. As her children were growing up the expenses were very big. Elsa will use her loan to grow her business.
Edeliza Q. works selling clothing in the markets of Yauli, Ascoria and Izcuchaca. Her husband works on a farm and that's how they support their home and seven children. They started with little capital because the banks required a lot from them and it was difficult to obtain a loan. With the support of FINCA to buy merchandise, they now wish to invest because Christmastime is coming and business is good that time of year.
Ana Antonia has a store. Before she sold coca leaves and soft drinks. She needs a loan to increase the size of her business to help fund her children's education.
Elsa C., se dedica al negocio D. venta D. verduras, se inició hace 10 años junto a su esposo, fue muy difícil porque tenían poco capital. Cuando sus hijos fueron creciendo los gastos eran mas grandes, Elsa usará su préstamo en incrementar su negocio.
Edeliza Q., se dedica a la venta D. ropa en las ferias D. Yauli, Ascoria e Izcuchaca, su esposo trabaja en la chacra, así solventa su hogar D. sus 7 hijos, ellos se iniciaron con poco capital, pues los bancos les pedían muchas cosas y era difícil solicitar un préstamo. Con el apoyo D. FINCA a comprado mercadería, ahora desea invertir porque se vienen las fiestas naviD.ñas y el negocio es bueno en esa época.
Ana Antonia, tiene una bodega, antes vendía hojas D. coca y gaseosas, ella desea con el préstamo incrementar su negocio para ayudar en los estudios D. sus hijos.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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