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Cristina

Update on Cristina

Sra. Cristina continues in the same business of selling various products for household use. She says that she did very well with her previous loan, which was used to buy merchandise, such as soft drinks.

On this occasion, she is requesting a loan in order to buy the same items, including soft drinks and cookies in bulk. Cristina is grateful to Kiva for another opportunity that has been given to her to improve her business and her quality of life.
View original language description ↓
La Señora Cristina sigue con la misma actividad de venta de variedad de productos de uso doméstico, cuenta que le fue muy bien con el anterior crédito ya que lo utilizo en la compra de mercadería como refrescos, en esta ocasión solicita el crédito para la compra de lo mismo, refrescos y galletas al por mayor, se siente agradecida con kiva por otra oportunidad que le brindan para mejorar su negocio y por ende su calidad de vida.

Previous Loan Details

Cristina is 62 years old. She is a widow and her children already live independently. Her business is selling basic household goods from a sales location in Hurujara district. This loan is her first from the institution. She will use it to buy merchandise with which to stock her business. Sh... More from Cristina's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $2,817
    Average annual income
  • 79
    View loans »
    Bolivia Loans Fundraising
  • $29,441,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Cristina to buy soft drinks and cookies in bulk.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 14, 2014
Listed
Mar 4, 2014
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2015
This photo was used before for a previous loan for Cristina. It was first posted on Kiva on May, 2013. Learn More