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Jessica Camila
Jessica, 23, is married and lives with her parents and a brother. She has always loved fashion and always wanted a store. She began saving money when she worked so she could one day achieve her dream. It took one year and she managed to rent a place and invest in the structure. She reformed it and painted it so that the store is now ready to open. But she has no money to buy the goods and this has made the shop stay closed for three months, generating rental costs. She needs 2,500.00 BRL to buy the clothes, mannequins and some accessories.

Additional Information

About Banco Pérola:

This loan is administered by Kiva partner Banco Pérola, a non-profit organization that aims to contribute to social change in Brazil through the financial inclusion of young entrepreneurs. Banco Pérola is primarily focused on funding loans to young entrepreneurs (ages 18-35) in the Brazilian state of São Paulo. The organization is an off-shoot of Projeto Pérola, an NGO that offers youths trainings and educational courses on arts, culture, and digital media. Banco Pérola was created after staff observed that the youth served by Projeto Pérola had solid business ideas and the drive to execute them but were unable to fund their ideas due to their lack of credit history or collateral.

Banco Pérola joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

About Brazil

  • $12,100
    Average annual income
  • 0
    View loans »
    Brazil Loans Fundraising
  • $131,375
    Funds lent in using Kiva
  • 2.3
    Brazil Reais (BRL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Jessica Camila to buy closes, mannequins and accessories.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Feb 26, 2014
Currency Exchange Loss:
Mar 17, 2015