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Yolanda
Yolanda is 36 years old and didn’t have the opportunity to study because her family didn’t have enough money to help her with her education. When she realized as a young girl that she wouldn’t have that opportunity, she began to help her parents in the house with different housekeeping tasks and with cultivating coffee. Over the years she had her children, and as a single mother it has fallen to her to work to give the best to her three children. The first is a girl who is 17 years old and who only studied through sixth grade. The second is a boy who is 13 years old and who is in middle school and her third child is girl who is 2 years old.

She and her children support each other in order to get ahead in their different tasks in the field, such as: weeding, pruning, fertilizing, and picking during the harvest. Part of the land she cultivates was an inheritance and she got another part through her own hard work, which is why she teaches her children to value what they do and the effort it takes each day to obtain a better life. The land they work is 3 kilometers from their house and they get there by walking.

Yolanda dreams of seeing her children become professionals so they can improve their lives financially through study. She also dreams of buying more land planted with coffee so she can have better income for her family. She is currently requesting a loan to buy fertilizers, manure, and other things that will help her to provide the necessary maintenance to her coffee plants, so that she can protect them from insects and diseases so that, in the end, she can have better harvests and earn a better income.
View original language description ↓
Doña Yolanda es una mujer de 36 años de edad, quien no tuvo la oportunidad de estudiar ya que su familia por la falta de apoyo económico no pudo apoyarla. Al saber que dicha oportunidad no se le pudo dar de niña se empezó a dedicar a ayudar a sus padres en la casa en los diferentes oficios domésticos y al cultivo de café. Al pasar de los años tuvo sus hijos y como madre soltera le ha tocado trabajar sola para darle lo mejor a sus hijos siendo ellos tres, la primera es una hembra tiene 17 años solo estudio hasta el sexto grado, el segundo es un varón de 13 años y cursa la secundaria y su tercer hijo es hembra quien tiene 2 años de edad. En compañía de sus hijos se apoyan uno al otro para salir adelante en las diferentes actividades del campo como ser: limpia, poda, abona, y corta de la cosecha. La tierra que cultiva es obtenida una parte por herencia y otra por esfuerzo propio por lo que a sus hijos les inculca que valoren lo que hacen y el esfuerzo que es llevado a cabo diariamente para obtener una vida mejor. La tierra que juntos trabajan está a una distancia desde su casa de habitación de 3 kilómetros a la cual se trasladan caminando.
Doña Yolanda sueña con ver a sus hijos convertidos en profesionales para que puedan mejorar su vida económicamente mediante el estudio, también sueña con obtener más tierras cultivadas de café para tener mejores ingresos para su familia. Por lo que en la actualidad solicita apoyo económico con el cual comprara fertilizantes, abono, entre otros que ayudaran a dar el mantenimiento necesario a sus cultivos de café logrando protegerlos de plagas y enfermedades para al final de la cosecha obtener mejores ganancias.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $7,986,350
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Yolanda to buy agricultural inputs for her coffee plants for the season.
74% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 24, 2014
Listed
Mar 2, 2014
Currency Exchange Loss:
Possible