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Maria Esperanza
María Esperanza is very happy, above all with with God for giving her the opportunity and blessing of this type of support crossing her path. Before she got her first loan, she had a lot of trouble tending to her coffee crop and giving it the attention needed to make a profit from her harvest. She is also grateful to the COMIXMUL cooperative, together with the Kiva lenders, for having believed and trusted in her as a small producer. Thanks to their assistance, she bought all of the agricultural inputs needed, which she used to help and maintain her crops, which gave her an excellent grain that she sold to different buyers in the area.

Currently Maria Esperanza asks that you support her with another loan that will help her to maintain her coffee crop by newly purchasing agriculture inputs. Her crop is deteriorated and mistreated from the last harvest, and the plants were left exposed to different diseases and other things that can harm the plant, so she will also pay for labor to have them tended to.
View original language description ↓
Doña María Esperanza se encuentra muy feliz y muy contenta en primer lugar con Dios por dar la oportunidad y la bendición de que esta clase de apoyo se haya cruzado en su camino ya que antes de su primer financiamiento a ella le era muy difícil atender sus cultivos de café y dar la asistencia necesaria posible para salir adelante con su cosecha. En segundo lugar a la cooperativa COMIXMUL en alianza con los inversionistas en la plataforma de KIVA por haber creído y confiado en ella como pequeña productora ya que gracias a su financiamiento ella compro todos los insumos agrícolas necesarios con los cuales dio asistencia y mantenimiento a sus cultivos de café logrando obtener en la corta un excelente grano el cual fue satisfactoriamente vendido a los difidentes compradores en la zona. Actualmente doña María Esperanza solicita nuevamente ser apoyada ya que solicita un segundo financiamiento el cual ayudara a dar mantenimiento a sus cultivos de café mediante la compra de insumos agrícolas los cuales quedaron deteriorados y maltratados por la corta echa anteriormente mismos que quedaron expuestos a las diferentes enfermedades y demás que podrían deteriorar la planta así como también el pago de mano de obra para la limpieza del mismo.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.


About Honduras

  • $4,200
    Average annual income
  • 23
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,025 helped Maria Esperanza to buy agricultural inputs to help her coffee crop and pay for labor.
0% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Feb 24, 2014
Mar 2, 2014
Currency Exchange Loss: