Update on DeliaDelia continues to sell fruits. She has been doing this for some years already and she does well thanks to the effort that she puts into her work. She belongs to the community bank Señor de Huanca de Patria and currently needs a loan to buy fruits such as apples, pineapples, bananas, and others.
She is grateful for and values the loan and promises to make the monthly repayments very responsibly. (The people of Patria are known for selling jungle products as well as accommodation and restaurants. Patria is a city at the entrance to the Manu National Park).
Agradece y valora el préstamo y se compromete a cumplir con el pago de sus cuotas mensuales con mucha responsabilidad. (El poblado de Patria se destaca por el comercio de productos de la selva, así como servicios de alojamiento y restaurantes. Patria es una ciudad de ingreso al Parque Nacional del Manu.)
Previous Loan DetailsDelia, 29, lives in the beautiful city of Patria with her spouse and son. She’s an enterprising, hardworking person who gets ahead by means of much effort and dedication. Her main economic activity is working for a state entity but in her free time she also sells fruit. She’s been in this bu... More from Delia's previous loan »
More information about this loan
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Feb 17, 2014
- Mar 2, 2014
- Currency Exchange Loss:
- Sep 19, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.