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Tayta Soltero Group
In this Group: Julia, Doris Angelica, Zila Moraima, Ana Vilma, Zenaida Ciria, Ana Elena, Elizabeth Griselda, Rocio, Teodosia, Elisa, Yenny Elizabeth, Luz Yaqueleni, Martha Fransisca
The Tayta Soltero Communal Bank belongs to the community of La MejoR., located in the Mariscal Cáceres in Huancavelica. This community is located on along the right siD. of the Mantaro River at an altituD. between 2,600 and 3,600 meters. It has a warm climate and offers access to the cities of Huancavelica and Huancayo. It was named Mariscal Cáceres because it is a place where viceroys, military leaders and revolutionary armies passed by on the roads from Ayacucho, Huncayo and Huancavelica.

Julia Chapca is a single mother with four school-aged children. Her business is vegetable and food sales. With the loans she receives she invests in merchandise. Before, Julia only sold vegetables. Now she also sells kebabs and stuffed potatoes. Her older children help her.

Zila V. has a business raising pigs and selling tara. She started very young working alongsiD. her husband. She now takes care of the business and her husband is in charge of the transportation. The lack of money and capital was a problem that she had to face. With the loans that she will receive she will increase her business to have more income.

Ana S. has had a general store for the last 13 years. When she started the distributors wouldn’t give her credit. Ana learned to save and to invest in merchandise and now her business has grown. Now she gives credit to her neighbors that need certain products from her store. Eh will invest her loan in merchandise and with the earnings she will make repairs to her home. Her dream is that her children become professionals.
View original language description ↓
El bancomunal Tayta Soltero, pertenece a la Comunidad D. La MejoR., ubicada en el distrito D. Mariscal Cáceres en Huancavelica. Esta comunidad esta ubicada al margen derecho del río Mantaro entre 2600 y 3600 metros D. altitud, tiene un clima cálido, cuenta con acceso a las ciudades D. Huancavelica y Huancayo. Fue llamado Mariscal Cáceres porque por este lugar pasaban los virreyes, encomenderos, ejércitos D. las revoluciones pues cruzaban los caminos D. Ayacucho, Huancayo y Huancavelica.


Julia Chapca, es madre soltera, tiene 4 hijos en edad escolar, su negocio es la venta D. verduras y comida. Con los prestamos que recibe los invierte en mercadería, Julia antes solo vendía verduras, ahora venD. también anticuchos y papa rellena, sus hijos mayores le ayudan.


Zila V., tiene negocio D. cochinilla y venta D. Tara, empezó muy joven a trabajar junto a su esposo, ella ahora se dedica al negocio y su esposo al transporte, la falta D. dinero y capital fue un problema que tuvo que enfrentar. Con el prestamos que recibirá surtirá su negocio para tener mas ingresos.


Ana S., tiene una bodega desD. hace 13 años, cuando recién empezó los distribuidores n le daban crédito, ana aprendió a ahorrar y a invertir en su mercadería ahora su negocio a crecido. Ahora ella da crédito a sus vecinas que necesitan algunos productos D. su bodega. Ella invertirá su préstamo en mercadería y con las ganancias arreglará su casa. Su sueño es que sus hijos sean profesionales.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $56,037,525
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Tayta Soltero Group's $3,500 loan helped a member money to be used by 13 members of the communal bank to invest in their businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Oct 26, 2008
Listed
Oct 12, 2008
Currency Exchange Loss:
Covered
Ended:
May 15, 2009