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Update on Pamela

Group member Pamela belongs to the Patron de San Sebastian community bank in Cusco. She is still working for a car rental agency and has spent a long time in this business. It is going really well for her because of the effort she puts into her work every day. She rents out cars to all the customers who come to her. She is responsible and hardworking, which is why she has been able to get ahead.

Pamela is asking for a loan to give her cars a service, such as changing the oil. She is grateful for this loan and promises to make all her repayments on time.
View original language description ↓
La socia Pamela pertenece al banco comunal “Patrón de San Sebastián” de la ciudad del Cusco.
La socia continua dedicándose al negocio de alquilar carros, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día a su trabajo, la socia alquila a todos sus clientes que solicitan sus servicios, la socia es una persona responsable y empeñosa siendo de esta forma que la socia sale adelante.
La socia solicita el crédito para realizar el mantenimiento de los carros como cambio de aceite.
La socia se siente agradecida por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Pamela is a member of the communal bank “Patrón de San Sebastián” from the city of Cusco. She was born in the city of Cusco and still lives in the city where she was born. She is 22 years old and single, so she doesn't have any children. Her primary business is car rental to people who want to... More from Pamela's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 152
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pamela to give her cars a service, such as changing the oil.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 20, 2014
Mar 2, 2014
Currency Exchange Loss:
Jul 17, 2014
This photo was used before for a previous loan for Pamela. It was first posted on Kiva on Nov, 2012. Learn More