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Les Séraphins Group
In this Group: Bashengezi, Birachihana, Bilenge, Bahati, Kisanuro, Mabela
Bashengezi is a merchant and the president of the business group "Les Séraphins". An energetic entrepreneur, he is 26 years old and unmarried. This client is a vendor of a variety of items and is a shop associate. He sets up his merchandise in a store downtown. He started his business with initial capital from his parents. Later on, he benefited from a loan from the microfinance institution Hekima. He has been in this business for three years.

This new loan will be used to purchase 20 liters of oil, a box of juice drinks, a box of lotions, a sack of sugar, 10 boxes of milk, a sack of wheat flour, matches, bath soaps, sugar, candies, cookies, iodized salt, cosmetics, notebooks, boxes of ink pens, etc. He would thus like to grow his enterprise and make a better future for himself.

In conclusion, he thanks Hekima very much for supporting autonomy among men and women entrepreneurs excluded from the traditional banking system, especially during this difficult time post-conflict in the country's east.
View original language description ↓
Bashengezi est un commerçant, président et membre du groupe d’affaires «Les Séraphins» entrepreneur, dynamique, âgé de 26 ans célibataire. Le client est vendeur de divers articles et sociétaire d’une boutique. Il installe sa marchandise dans un magasin dans le centre ville. Il commença ses affaires avec le premier capital reçu de ses parents. Plus tard, il bénéficia le prêt de l’IMF Hekima. Il y a 3 ans, qu’il exerce cette activité. Ce nouveau prêt va lui servir d’acheter 20 litres huiles, 1carton de jus, 1 carton de lotions, 1 sac de sucres, 10 boites de lait, 1 sac de farine formant, les allumettes, de savons de toilette, du sucre, des bonbons, biscuits, sel iodé, de produits cosmétiques, des cahiers, boites de stylos etc. Ainsi, il souhaite accroitre son entreprise et préparer mieux son avenir. En définitif, il remercie fortement Hekima pour l’autonomisation des hommes et femmes entrepreneurs exclus du système bancaire classique, surtout; pendant ce moment difficile post conflits dans la région de l’Est du pays.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 0
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,892,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Les Séraphins Group's $6,000 loan helped a member to purchase oil, juice drinks, lotions, sugar, milk, flour, matches, soaps, candies, cookies, salt, cosmetics, notebooks, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 17, 2014
Listed
Feb 26, 2014
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014