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Hamad is a 38-year-old married man from Rafah city. He lives with his wife in a small, simple house. He works as an employee in the public sector where he gets a very low income. For the past four years, he has been working also on his own farm where he plants seasonal fruits and vegetables, using greenhouses to insure good-quality crops and avoid the cost of solar power. Hamad has requested a USD Murabaha loan from FATEN. This loan will help him to buy raw materials for building new greenhouses for his farm. By taking out this loan, Hamad will be able to increase his productivity and also his income.

Additional Information

More information about this loan

This loan is governed by Islamic lending principles. Because Islamic Law prohibits the charging of interest, FATEN is charging 0% interest on this loan. This is a Murabaha loan, which means that FATEN purchases goods for borrowers and charges a fee or mark-up. Click here to learn more about this loan type and Kiva's approach to lending in the Islamic world.  


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.


About Palestine

  • $4,900
    Average annual income
  • 66
    View loans »
    Palestine Loans Fundraising
  • $12,012,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Hamad to buy raw materials for building new greenhouses for his farm.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 5, 2014
Feb 26, 2014
Currency Exchange Loss:
Aug 17, 2015