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Shakuntala is a 33-year-old vigorous lady; she has been sewing clothes for many years. She sews for the people of her community and uses the income to support her entire family. However, due to lack of available funds she is unable to meet the daily demands of her customers. For this reason she has asked Kashf Foundation for a loan of PKR 40,000 to buy more spools of threads in different colors and packs of laces, zippers, and buttons to create a means of increasing revenues so she may be able to generate a healthier source of income. She is in her 8th loan cycle with a good credit history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 447
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Shakuntala to buy more spools of threads in different colors and packs of laces, zippers, and buttons.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 10, 2014
Feb 25, 2014
Currency Exchange Loss:
Feb 20, 2015