Nafija O. was born in 1961 and she comes from Gračanica. Nafija is divorced and lives with her mother, who is retired. She works as saleswoman in a local shop and she earns 500 KM. She works in a shop so she has enough time for working in her orchard. Her mother owns this orchard and charges Nafija no rent, since she is happy that somebody takes care of the orchard. Nafija produces plums and she sells them in the local market. She has a plan to extend her business and she will need someplace to store her products and a place where she will keep the things that she needs for her orchard. That is the reason that she want a loan from WWI which amounts to 1500 KM. Her wish is to keep her orchard in a good state and extend it little by little.