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Emprendedoras Group
In this Group: Eugenia, Maria, Maria, Margarita, Juana, Felicia, Mirian, Irene, Gladys, Albina, Zully, Gisselle, Lourdes, Natalia, Catalina, Liliana, Mirian
17 women make up the group called "Emprendedoras" where their efforts and struggles have brought them to the ninth cycle with this program committee. They are also working on a survey on the elimination of poverty as a way to know the life situation of each woman and thus be able to improve their lives.

One of the members is Maria who demonstrated a poverty level within the third class during her last survey. This means that through efforts, steady work, and applying vital behaviors of a successful woman, she can improve her poverty situation. Similarly, she is aware that work and efforts should be done in a continuous and permanent manner to ultimately be success and provide a better life for her family.

Her job includes selling cosmetics. The consultant work should also be noted. They continuously monitor training and verification that somehow requires and also encourages the women to fight to escape poverty. Maria is applying for this loan to buy cosmetics from various brands. This will help her to finalize her business plan and thus improve her income.
View original language description ↓
17 mujeres integran este grupo llamado Emprendedoras, donde todas por su esfuerzo y lucha ya están en el noveno ciclo del programa de comité. Ellas además están haciendo la encuesta de eliminación como un medio de poder conocer la situación de vida de cada una y conforme a ello poder mejorar sus vidas.
Una de las integrantes es la Sra. Maria, quien en su última encuesta mostró un nivel de pobreza dentro del nivel tres, es decir que ella a través del esfuerzo y el trabajo continuo y la aplicaciones de los comportamientos vitales de una mujer exitosa, ella se encuentra mejorando su situación de pobreza, pero igualmente está consciente de que este trabajo y esfuerzo que está haciendo debe ser continuo y permanente para lograr un éxito total, ya que con ello podrá dar un mejor bienestar a su familia. Entre el trabajo que ella hace cuenta que vende cosméticos, también se debe destacar el trabajo de las asesoras, quienes hacen un seguimiento permanente de capacitaciones y verificaciones que de alguna manera exigen y al mismo tiempo incentivan a las mujeres a luchar para poder superar la pobreza.
La Sra. Maria solicita de este crédito para la compra de sus cosméticos de variadas marcas, lo que le ayudará a concretar su plan de negocio, y así a mejorar sus ingresos.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 103
    View loans »
    Paraguay Loans Fundraising
  • $31,568,700
    Funds lent in using Kiva
  • 4,468.1
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Emprendedoras Group's $6,400 loan helped a member to buy assorted cosmetics to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 31, 2014
Mar 2, 2014
Currency Exchange Loss:
Jul 17, 2014