The loan they are requesting will benefit all of their small businesses, including Lucila's. She joined Pro Mujer four years ago at the invitation of a friend from the institution who visited her home. She currently has a neighborhood store. She started this business after observing her mother, who has a similar store in another area. With capital borrowed from Pro Mujer, she decided to start her own business.
She is requesting this loan for an increase in capital to purchase rice, sugar, and oil at wholesale. She will purchase the items from distributors in El Alto and later sell them in her store. This type of work allows her to generate income to support her family, since she is married and has two children.
When asked what she likes about Pro Mujer, she responded that she likes the loans that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lucila es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de una compañera de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que este negocio lo emprendió al observar a su madre, quien tiene el mismo negocio en otra zona, con un capital prestado de Pro Mujer decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, azúcar, aceite por mayor) que adquirirá de las tiendas distribuidoras de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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