Las Costeñas Group
Ana is an enterprising woman. At present, she buys and sells typical local clothing in her community. Ana comments that she chose this activity because she never had the opportunity to study. But Ana feels happy with her present work because this is where she gets the income that permits her to cover the necessities of her household.
Now Ana has found that the work she does is sufficiently profitable and for that reason, she has decided to form a group that can carry out diverse activities to improve their families' economy.
The loan will be used to purchase typical clothing, thus offering better service to their customers.
Among Ana's dreams is having a store where she can exhibit her goods and thereby improve her family economy and offer a quality education to her children.
Ella es una mujer emprendedora. Actualmente se dedica a la compraventa de ropa típica y lo realiza en su comunidad. Comenta que eligió esta actividad porque no tuvo la oportunidad de estudiar, pero ella se siente feliz con el trabajo que tiene, ya que es donde obtiene un ingreso que le permite cubrir las necesidades de su hogar.
Ahora se ha dado cuenta que la labor que realiza es bastante rentable, por lo que ha tomado la decisión de formar un grupo, en la cual puedan realizar diversas actividades con el fin de mejorar la economía de sus familias. El préstamo lo utilizaran para la compra de ropa típica, para poder ofrecerles un mejor servicio a sus clientes.
Entre sus sueños esta, tener un local en donde pueda exhibir su negocio y así mejorar la economía de su familia y poder brindarles una educación de calidad a sus hijos.
About ADICLAADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!