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Betty Jackelin
Betty is a 21-year old entrepreneur and hard-working young woman. She is married and has a 3-year old son, who still does not attend school. She works with her husband in the coffee growing business, an activity that she learned from her parents more than 5 years ago. They sell their product to people in their community and intermediaries that look for their popular grain, which has excellent flavor and is very healthy. Their crops are located 15 minutes away from their home, where they walk together. She finished her primary education thanks to the financial and emotional support of her parents, to whom she is very grateful.

She is requesting financial support to buy fertilizer and other supplies to prevent her crops from being infected with "roya" (a plague caused by fungus) and other plagues that would deteriorate the quality of her grains. This would allow them to improve this season's production. She plans to expand their plantation and add variety for her clients and consumers, so that they can earn more income and provide their child (and future children) with a better patrimony.
View original language description ↓
Betty es una joven de 21 años de edad, emprendedora, luchadora, casada y de su matrimonio tiene 1 hijo el cual tiene una edad de 3 años por lo que aún no está en edad escolar. En compañía de su esposo se dedica a la caficultura ya que desde hace más de 5 años aprendió en compañía de sus padres siendo ellos agricultores por muchos años. Sus clientes son personas de su comunidad e intermediarios que llegan a la zona por su popularidad ya que el grano que ella vende tiene un excelente sabor y es muy higiénico. Sus cultivos están ubicados a 15 minutos de distancia de su casa de habitación al cual se trasladan caminando en compañía de su esposo. Ella tiene un grado de educación de primaria completa la cual pudo terminar gracias al apoyo moral y financiero por parte de sus padres a quien ella agradece el esfuerzo y sacrificio por todos estos años.
Hoy en día solicita ayuda para poder comprar abono, fertilizantes y otros insumos que ayuden a prevenir que sus cultivos se infecten con la roya y otras plagas que deterioran la calidad del grano mejorando de esta forma la producción para esta temporada. Sus planes a futuro es tener una amplia plantación y dar variedad a sus clientes y todos aquellos que consumen su producto para de esa forma poder generar más ingresos que vendrán a ayudar para fortalecer el patrimonio para su hijo y los que DIOS quiera dar a su familia en un futuro.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $8,008,900
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $825 helped Betty Jackelin to buy inputs and supplies to cultivate and protect her coffee crops.
1% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 21, 2014
Listed
Mar 1, 2014
Currency Exchange Loss:
Possible