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María Concepción
María is 32 years old and attended school through sixth grade, due to the limited financial resources of her parents. She is a single mother since the person she wanted to create a family with left her. She has two children. This happened two years ago, and since then she has been dedicated to working for her children, who are studying at the school in her community.

Maria works as a merchant. Seven years ago, she worked as a waitress in a restaurant selling pupusas (stuffed tortillas). In the beginning, she attended to the tables, and later helped to make the pupusas. She learned very fast, and in a few months, decided to start her own business. She saw an opportunity since her house is located along the main street, a business could go very well if she decided to start it. With a lot of effort, she purchased her own gas grill and other tools for the business. Today, she sells tamales and other food products. She has to get up very early to prepare the ingredients she uses for the food, in addition to her children's food and uniforms for school. Later in the day, she focuses on sales. If she isn't able to sell everything, she goes out to sell door to door.

Maria will use this loan to purchase merchandise so she can better serve the customers at her pupusa restaurant. She sees her work reflected in her profits.

In the future, Maria plans to fix up her house, since she owns it, and give her children a good education so they can go to university and have a better future. With her profits, she will be able to realize her dream of seeing her children become professionals and be able to expand her business by purchasing tables.
View original language description ↓
María de 32 años de edad, nivel de estudio sexto grado, debido a los escasos recursos económicos de los padres. Es madre soltera ya que la persona con quien quiso formar una familia la abandono, solo procrearon 2 hijos esto paso hace dos años, desde entonces se a dedicado a trabajar por sus hijos quienes los tiene estudiando en la escuela de la comunidad.

María se dedica al comercio, hace unos siete años atrás trabajo como mesera en una pupuseria, al principio atendía las mesas luego paso ayudar hacer las pupusas aprendió muy rápido, tardo algunos meses en tomar la decisión de dejar su pequeño empleo, vio la oportunidad que su vivienda esta ubicada a orillas de la calle principal que le podría ir bien si decidía emprender su propio negocio con mucho esfuerzo compro su propia plancha a gas y otros utensilios para el negocio, hoy en día vende tamales y otras productos alimenticios, tiene que levantarse muy temprano para preparar los ingredientes que utilizara en los alimentos también para prepararles los alimentos y los uniformes para que vallan sus hijos a la escuela, luego en el transcurso del día se dedica a la venta y cuando no logra vender todo se va a venderlo de casa en casa.

María utilizara el préstamo para comprar mercadería para atender mejor a sus clientes en su pupuseria, ella vera su trabajo reflejado en sus ganancias.

María planea para el futuro arreglar su vivienda siendo esta propia y dar a sus hijos una educación académica que ellos puedan ir a la universidad para que tengan un mejor futuro de las ganancias, ella podrá realizar su deseo de ver a sus hijos convertidos en profesionales y aumentar el negocio comprando mesas para atender mejor el negocio.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 607
    View loans »
    El Salvador Loans Fundraising
  • $23,544,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped María Concepción to purchase merchandise for her pupusa business.
55% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 4, 2014
Listed
Mar 1, 2014
Currency Exchange Loss:
N/A