Thanks to many years of effort and sacrifice, María was able to buy a small plot of land where she started to grow coffee and, with time, her crops have gradually grown. María's plot is just a few metres from her home and she arrives there with her family in order to support and look after her crops and protect them from illnesses such as blight, and from bugs, which can affect the quality of the crop and of the whole plant.
María dreams of seeing her children having their own profession and their own stable households. María also dreams of expanding her coffee crops, buying more land and growing a more popular variety of coffee for her customers. This will have a good price on the market and, this way, María can earn an income for her family and strengthen the household economy.
To do this, María has applied for a loan which she will use to buy fertilisers, manure and other items. These will help to protect her coffee crops and will help to generate a harvest that will give higher profits.
Ella sueña con ver a sus hijos convertidos en profesionales con hogares establecidos y sólidos. También sueña con ver poder algún día extender sus cultivos de café comprando más tierra y sembrando una variedad de café más atractiva para sus clientes y con un buen precio en el mercado ya que de esa forma ella generara ingresos para su familia y fortalecerá la economía en su hogar. Por lo que hoy en día ha solicitado un financiamiento con el cual comprara fertilizantes, foliares, abono entre otros que ayudaran a proteger sus cultivos de café y a generar de la cosecha obtenida mayores ganancias.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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