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Maria Erodita
María Erodita is 42 years old and makes a living growing coffee. She is a mother to six children, two of whom work while the other four are attending the local school. Alongside her partner, María makes a living growing coffee which, at the end of the season, once it is collected, is sold to different people in the area. The people buy the coffee to later sell or export it. María learned to prune, clean, grow and fertilise coffee alongside her parents from a very young age.

Thanks to many years of effort and sacrifice, María was able to buy a small plot of land where she started to grow coffee and, with time, her crops have gradually grown. María's plot is just a few metres from her home and she arrives there with her family in order to support and look after her crops and protect them from illnesses such as blight, and from bugs, which can affect the quality of the crop and of the whole plant.

María dreams of seeing her children having their own profession and their own stable households. María also dreams of expanding her coffee crops, buying more land and growing a more popular variety of coffee for her customers. This will have a good price on the market and, this way, María can earn an income for her family and strengthen the household economy.

To do this, María has applied for a loan which she will use to buy fertilisers, manure and other items. These will help to protect her coffee crops and will help to generate a harvest that will give higher profits.
View original language description ↓
Doña María Erodita tiene 42 años de edad la cual es una mujer que se dedica a la producción de café, madre de 6 hijos 2 de ellos trabajan y los otros 4 estudian en la escuela de la comunidad. Junto a su compañero de hogar se dedican al cultivo de café el cual al final de la cosecha y una vez recolectado es vendido a los diferentes beneficios de la zona donde es comprado para posteriormente revenderlo o exportarlo. Desde muy temprana edad en compañía de sus padres aprendió a elaborar la poda, limpia, levantamiento de sombra, fertilización entre otro. Gracias al esfuerzo y sacrificio por muchos años Doña María Erodita pudo comprar un pedazo de tierra en el cual empezó a cultivar café y con el tiempo fue ampliándolo poco a poco. Su propiedad está ubicada a pocos metros de su casa de habitación al cual se dirigen en familia para dar la asistencia y mantenimiento protegiéndolos de enfermedades como la roya, la broca y bichos que puedan deteriorar el grano y la planta en su totalidad.
Ella sueña con ver a sus hijos convertidos en profesionales con hogares establecidos y sólidos. También sueña con ver poder algún día extender sus cultivos de café comprando más tierra y sembrando una variedad de café más atractiva para sus clientes y con un buen precio en el mercado ya que de esa forma ella generara ingresos para su familia y fortalecerá la economía en su hogar. Por lo que hoy en día ha solicitado un financiamiento con el cual comprara fertilizantes, foliares, abono entre otros que ayudaran a proteger sus cultivos de café y a generar de la cosecha obtenida mayores ganancias.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 10
    View loans »
    Honduras Loans Fundraising
  • $8,462,475
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Maria Erodita to buy farming supplies to look after her coffee crops.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 19, 2014
Listed
Mar 1, 2014
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015