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Nolvia
It was with the help of her first loan that Nolvia bought the supplies and fertilisers she needed to protect her coffee plants from blight and disease that could affect and damage them if not treated in time. She is grateful for the help given by Kiva lenders and the COMIXMUL cooperative. She believes that they are really interested in the well-being and development of every one of the small growers and other borrowers.

Nolvia is now asking for a second loan that will allow her to buy fertiliser and help on her coffee plantation, such as for weeding and clearing and to pay workers to plant new coffee seedlings, as this is what she needs most. With this second loan, she will be able to assure excellent plant protection and production. She will use her profits to repay her loan, improve her living conditions and buy more land to be able to continue planting and re-investing in her business. She hopes to be helped again by lenders.
View original language description ↓
Gracias a su primer financiamiento doña Nolvia compro los insumos y abonos necesarios para poder asistir sus cultivos de café protegiendo a estos de plagas, enfermedades entre otros que pudieron afectarlos y deteriorarlos de no tratarse a tiempo. Ella agradece el apoyo brindado por los inversionistas en KIVA y la cooperativa COMIXMUL quienes ella considera están muy interesados en el bienestar y desarrollo de cada uno de los pequeños productores y demás.
Hoy en día doña Nolvia solicita un segundo financiamiento que le permitirá comprar abono, deshierba (Limpieza), asistencia en general a su plantación de café, pago de mano de obra y plantación de una nueva chapola ya que esa es su mayor necesidad y por medio de este segundo apoyo económico ella podrá asegurar una excelente producción y un excelente cuidado ya que las ganancias serán utilizara para cumplir con su compromiso de pago, mejorar su nivel de vida, comprar más tierra para seguir cultivando y re invertir en su negocio esperando nuevamente ser apoyada por los diferentes inversionistas en la plataforma.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 23
    View loans »
    Honduras Loans Fundraising
  • $8,146,250
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Nolvia to buy supplies and to pay for workers to help with her coffee crop.
50% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 12, 2014
Listed
Mar 1, 2014
Currency Exchange Loss:
Possible