Doña Hilda is again requesting a second loan that she will use to buy fertilizers and pay for manual labor to clear her property and the crops. This is necessary because after the plants are cut the property is left with the deteriorating crop, which makes it necessary to attend to it so as to be able to harvest an excellent crop this season.
Nuevamente Doña Hilda solicita su segundo financiamiento el cual será utilizado para la compra de fertilizantes y el pago de mano de obra para limpieza de la propiedad y la planta la cual es necesaria ya que después del corte la planta y la propiedad quedan deterioradas por lo que es necesario asistir nuevamente para poder sacar una excelente cosecha para esta temporada.
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These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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