Check out some available loans that are similar to this one!
Dilara is 47 years old, a refugee and married with two sons. The family lives in an IDP settlement. She has been raising fruit trees (such as persimmon and quince) for 15 years and has gained good skills in this area. Her monthly income is 200 AZN. The family gets additional earnings when her husband works as a laborer. In his free time, he helps Dilara to raise the trees.

Dilara likes her job very much. She takes care of her fruit trees like a mother and raises them properly without any pesticides or harmful medicines. Then she sells the fruit at the local bazaar. Everybody likes sweet persimmon and quince used for health purposes from her garden.

The climate where Dilara lives is very serve and harmful to her garden. Every winter, Dilara loses fruit after the strong winds and snow. She applied for 2,000 AZN to build a strong and warm greenhouse. She wants to keep her garden as safe as she possibly she can.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,550 helped Dilara to build a greenhouse.
88% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 3, 2014
Feb 24, 2014
Currency Exchange Loss: