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Rosa Melva
Rosa, 26, is a farmer and homemaker. She is married and has two children: the oldest is in school in the community, and the youngest is at home. Rosa only finished four years of primary school. She wasn't able to finish because of lack of financial support from her parents. Her business, the way she bring home income, is planting and harvesting coffee, which is sold near where she lives, through intermediaries and others. She has more than eight years of experience. She learned this work from her husband, who taught her the whole process for getting an excellent coffee production. The land that they work is their own, since they inherited land from parents so that they could work and make money for the wellbeing of her family. The land is 100 meters from where they live, and they get there by walking. Her dreams and goals for the future are to continue expanding her coffee crop, to earn more income each day for her family and for the wellbeing of her children. She has faith in them and hopes that they can be successful people with a great future. Rosa is asking for economic support to be able to buy farm supplies to maintain her coffee crop, since this is the only source of income for her family, so she needs to protect it and keep it healthy for harvest.
View original language description ↓
Rosa es una joven de 26 años de edad la cual es agricultora y ama de casa, casada y de su matrimonio tiene 2 hijas la mayor en la escuela de la comunidad y la menor en casa. Rosa únicamente curso 4 años en la primaria ya que por la falta de apoyo económico por sus padres no pudo culminar. Su negocio o medio de ingresos para su hogar es la siembra y cultivo de café el cual es comercializado en los alrededores de la zona donde ella habita, intermediarios entre otros. Su experiencia en dicha actividad es de más de 8 años la cual aprendió por parte de su esposo quien le enseño el proceso completo para poder llevar a cabo una excelente producción de café. El terreno que en su compañía trabaja es propio ya que fueron sus padres quienes le heredaron la tierra para que pudiese trabajar y generar el ingreso necesario para el bienestar de su familia ubicado a 100 metros de su casa de habitación al cual se trasladan caminando.
Sus sueños, metas para el futuro seguir luchando para seguir ampliando sus cultivos de café, generar mayores ingresos cada día para su familia y el bienestar de sus hijos en quien ella tiene mucha fe y esperanza para que sean personas exitosas y con un gran futuro. Rosa solicita apoyo económico para poder comprar insumos agrícolas con los que dará asistencia y mantenimiento a sus cultivos de café siendo esta la única fuente de ingresos para su familia por lo que necesita mantenerlos protegidos y sanos para la cosecha.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 24
    View loans »
    Honduras Loans Fundraising
  • $8,148,850
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $525 helped Rosa Melva to buy agricultural supplies to help her coffee crop.
15% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 20, 2014
Listed
Feb 28, 2014
Currency Exchange Loss:
Possible