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Jose Alonso

Update on Jose Alonso

Jose is 69 years old and he went to school for first grade. He is married and his wife takes care of the domestic work at home. They have three children, only two of which live in their home and they both work.

Throughout his whole life, Jose has made his living in agriculture. He learned this occupation from his father. Ever since he was very small, his father took him to the fields to plant crops. Right now he is thinking of planting one hectare of corn near his house and another five meters where he lives.

Jose is requesting this loan to plant one and a half hectares of corn. To do this he needs to pay for the plowing of the land and all of the labor that he needs to complete the planting of this crop.

He plans to continue working in the fields as he likes his work a lot. It also helps him to support his family.
View original language description ↓
Jose tiene 69 años de edad, estudió hasta primer grado, está casado y su esposa se dedica a los oficios domésticos, tienen 3 hijos de los cuales solo dos viven en su casa y se dedican a trabajar.

Durante toda su vida, Jose se ha dedicado a la agricultura, este oficio lo aprendió de su padre ya que desde muy pequeño lo llevaba al campo a sembrar, actualmente él piensa en sembrar una hectárea de maíz cerca de su casa, y otra media hectárea a 5 metros de donde él vive.

Jose está solicitando este crédito, para sembrar una hectárea y media de maíz para ello necesita pagar el arado de la tierra y todas las labores que se necesitan para la siembra de este cultivo.

Él planea seguir trabajando en el campo, pues le gusta mucho su trabajo, y además le sirve para llevar el sustento a su familia.

Previous Loan Details

José is 68 and married with two children and five grandchildren. He has amassed a lifetime of experience, starting when his parents left their home when José was three to do farm labor. José's parents worked growing cotton and corn and doing various other tasks on a ranch. His father was the fore... More from Jose Alonso's previous loan »

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 754
    View loans »
    El Salvador Loans Fundraising
  • $25,534,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Jose Alonso to pay for the plowing of land and all of the labor he needs to cultivate one and a half hectares of corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 10, 2014
Listed
Feb 28, 2014
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2014