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Angelica Merari
Angélica is a very hardworking and fighting 31-year-old woman. She is married and has two children; her eldest son is in elementary school and her youngest is in kindergarten. Everyone in her family has worked in agriculture for many years, planting and cultivating coffee, corn, and beans. Considering the levels of unemployment in her community, this is the best source of income that permits her to get what she needs. She knows that she can take advantage of her agricultural knowledge, being sure to tend the crops in the correct way and thereby earning good profits. Angélica and her husband own the land that they farm, thanks to an inheritance. The land is located only five minutes from their home, and so they can walk to and from work.

Angélica is currently struggling with the increase in prices for the different supplies needed for her coffee crops. The unstable prices in the market with the ups and downs of buying and selling have also been difficult. For these reasons, she needs financing in order to buy fertilizers, a 12-24-12 formula manure, urea, liquid fertilizers, and other items. These supplies will allow Angélica and her husband to meet the goals they have set for themselves for this farming season.

Angélica dreams of increasing her lands and growing more crops so that she can move her children ahead. She hopes her children prepare academically in order to become profitable and knowledgeable men.
View original language description ↓
Angélica es una mujer muy trabajadora y luchadora de 31 años de edad, casada y madre de 2 hijos quienes el mayor están en la escuela y el último en el kinder. En su familia todos han trabado por muchos años la agricultura siembra y cultivo de café, maíz y frijoles ya que es la mayor fuente de ingresos para poder cubrir las necesidades del hogar mediante la falta de empleo en su comunidad la cual sabiendo aprovechar y atender de manera correcta las plantaciones las ganancias son prosperas y positivas. El terreno que junto a su esposo trabaja es propio gracias a una herencia ubicada a 5 minutos desde su casa de habitación al cual se traslada caminando.
Ella ve como una problemática el incremento de los precios en los diferentes insumos a utilizar para dar asistencia a sus cultivos de café y la inestabilidad de precios en el mercado sobre la compra venta del mismo por lo que ella necesita financiamiento para la compra de fertilizantes, abono 12-24-12, urea, foliares, entre otros que ayudaran a poder cumplir la meta que ella y su pareja se han propuesto para esta temporada. Angélica sueña en un futuro ampliar sus tierras cultivando todo el terreno para sacar adelante a sus hijos los cuales ella quiere se preparen académicamente para que el día de mañana sean hombres de provecho y con mucho conocimiento.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,275 helped Angelica Merari to buy farming supplies in order to tend and maintain her coffee crops.
12% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 18, 2014
Listed
Feb 28, 2014
Currency Exchange Loss:
Possible