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Nazik lives in Kapan town where she works at a local kindergarten. Nazik is a mother of two grown up children. The whole family is involved in agriculture. They are involved in beekeeping and have 30 colonies of bees. With the help of her husband, Nazik gets high-quality honey which they sell to locals in Kapan town.

As the honey is of high demand among local people in Kapan town, Nazik would greatly like to enlarge her business activity. Nazik has applied for this loan to purchase materials for renovating the colonies of bees, including desks and paints. She will be very grateful to lenders for supporting her business and she hopes for your support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 142
    View loans »
    Armenia Loans Fundraising
  • $14,390,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Nazik to pay for materials for renovating the colonies of bees including desks and paints.
73% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 23, 2014
Feb 24, 2014
Currency Exchange Loss: