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Tenez Bon Group
In this Group: Mishonya, Fitina, Mufabule, Masango
Our customer Mishonya is a retailer with fourteen years of experience. At age 52, she is a window in charge of nine children: seven of them are students, and two are already married.

This customer is the presiding member of the business collective “Tenez bon”. She retails second-hand clothing. She shows her merchandise at the central market of the city. She is requesting a loan from Hekima to grow her business. She will purchase ten bundles of second-hand clothes. She started her business with capital given by her husband, when he was still alive.

In the future, she would like to increase her savings, build a house, and feed and send to school her orphaned children. She thanks Hekima for its support to women entrepreneurs without banking access, granting them microloans in this period after the war in the Eastern region of the country.
View original language description ↓
La Cliente Mishonya est une commerçante d’une expérience de 14 ans, âgée de 52 ans, veuve responsable et mère de 9 enfants, dont 7 étudient et 2 sont deja mariés. La cliente est présidente et membre d’un collectif d’Affaires « Tenez bon». Elle est vendeuse de friperie. Elle installe ses marchandises dans le marché central de la ville. Elle sollicite un prêt auprès de Hekima pour accroitre son activité. Elle va acheter 10 ballons de friperie. Elle démarra ses affaires avec le fonds reçu de son mari (lors de son vivant). Dans l’avenir, elle souhaite accroitre son crédit, construire une maison, scolariser et nourrir ses enfants orphelins. Elle remercie Hekima pour son soutien aux femmes entrepreneurs non bancables, en leur accordant de microcrédit, pendant, ce moment de post conflits dans la région de l’Est du pays.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 31
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,039,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Tenez Bon Group's $8,200 loan helped a member to pay for ten extra bundles of second hand clothes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 6, 2014
Mar 17, 2014
Currency Exchange Loss:
Aug 17, 2014