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Hayastan lives in Jrarat village with her husband and two daughters. She is a farmer with many years of experience of running a farm. She keeps three cows and cultivates wheat, potatoes and some greens. She works hard to run her farm in a sustainable way and gather enough income for her family.

Now, by applying for this loan, Hayastan asks for 2,000 USD to pay for land rental service. The land where she makes cultivation is not her own so she has to rent it. Since the spring is a great season for cultivation, she asks for financial support to be able to pay for land rental.

Hayastan will be very grateful to lenders for their support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 141
    View loans »
    Armenia Loans Fundraising
  • $14,390,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,000 helped Hayastan to pay for land rental.
69% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 29, 2014
Feb 24, 2014
Currency Exchange Loss: