Our customer Mwachirimwami is a retailer, a member of business group “Tenez bon 2,” a senior entrepreneur, a 69-year-old widow and the mother of six married children.
This customer sells butter and cheese. She supplies her merchandise to shops and restaurants in the city. She started her business with an initial capital received from her husband, when he was still alive. Later, she benefited from a loan by MFI Hekima.
She has been in this business for 52 years. This new loan will be used to purchase 250 kilos of butter and 100 cheeses.
With this, she wishes to build a house as well as feed and send to school her three orphaned grandsons. To conclude, she strongly thanks Hekima to support the autonomization of women entrepreneurs excluded from traditional financial systems, especially during this difficult post-war period in the Eastern region of the country.
La cliente Mwachirimwami est une commerçante et membre du groupe d’affaires «Tenez bon 2», senior entrepreneur, âgée de 69 ans veuve et mère de 6 enfants, tous mariés. La cliente est une vendeuse de beurres et fromages. Elle est fournisseur de sa marchandise dans les boutiques et alimentations de la ville. Elle commença ses affaires avec le premier capital reçu de son mari, lors de son vivant. Plus tard, elle bénéficia le prêtde l’IMF Hekima. Il y a 52 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 250kg de beurres et 100 fromages. Ainsi, elle souhaite construire une maison, scolariser et nourrir ses 3 petits fils orphelins. En définitif, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs exclues de système bancaire classique, surtout; pendant ce moment difficile post conflits dans la région de l’Est du pays.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.