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Nexhmije works as a janitor in a village’s school. She has a dairy cow and sells the milk at a farmers’ market at the nearby city of Elbasan and also operates a little greenhouse where she plants seasonal veggies and sells them. Her husband continues to work at a plant located not far from the village where they live, even after he suffered an accident due to the unsafe workplace practices that left him with no other choice but to treat his liver on a monthly basis.

The most common fruit in their village is the orange. Veggies can be grown all year without exception since the soil and weather climate work in their favour. Nexhmije is a mother of five children, ranging from 11 to 18 years of age. She wants to make repairs to their family home.

Kindly note that she has been photographed in a room inside her house.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Albania

  • $10,700
    Average annual income
  • 35
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 102.5
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,975 helped Nexhmije to make repairs/additions to her family's home.
74% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 19, 2014
Feb 24, 2014
Currency Exchange Loss: