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Svetlana lives with her husband, son, daughter-in-law and three grandchildren (ages 6, 4 and 2 years old).
Together with her family Svetlana has been engaged in farming. They run a farm which includes two cows and a calf. Near the house where the family lives, Svetlana also cultivates corn, potatoes, tomatoes and greens.
They sell the gathered harvest in nearby open markets to earn income vital for the family.
Svetlana asks for this loan to expand the farm. The loan of USD $2,500 will be used for purchasing three oxen, potato seeds and fertilizer. This will enable them to increase their agricultural income. They are very grateful to Kiva lenders for support and trust.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 110
    View loans »
    Armenia Loans Fundraising
  • $12,677,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,500 helped Svetlana to pay for three oxen, potato seeds and fertilizer.
40% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 5, 2014
Feb 24, 2014
Currency Exchange Loss: