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Kosar Bibi's Group
In this Group: Kosar Bibi , Parveen , Nighat , Nouren , Zakia
Kosar Bibi lives in Rawalpindi, Pakistan. She is a responsible mother of two sons and four daughters. Her husband owns an artificial jewelry shop which is the only source of income for the family. Her husband wants to purchase a variety of jewelry for the shop that includes bangles, necklaces, rings, bracelets, etc. Therefore, Kosar Bibi has requested a loan from Kiva's partner, BRAC Pakistan, to purchase artificial jewelry for her husband's shop. She is hopeful that the loan will be a productive one for the business. Kosar Bibi is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 269
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 104.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kosar Bibi's Group's $1,250 loan helped a member to buy more artificial jewelry items like bangles, necklaces, rings, bracelets, etc. for her husband's shop.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Mar 1, 2014
Currency Exchange Loss:
Dec 17, 2014