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This is Channa. He is married, 30 years of age, and has four dependent children. He is a resident and is a very hardworking person from a rural commune in Siem Reap province. From early morning each day, he goes to work in his fields taking care of his rice crop to ensure a good harvest. He also sells chopped wood to supplement his income. He is photographed with his wife in this photo.

As this is his first loan, Channa aims to invest in the purchase of a home solar system to install on the top roof of his house, which is located in the off-grid area of the province. After this initial investment, Channa will be able to gain access to clean energy, which he will use to support household appliances such as lights, TV and radio, so everyone in his family can work or study at night. He is very thankful, and is hoping that his requested loan will be granted, so that he can improve his living conditions.

Additional Information

More information about this loan

This loan is part of HKL's new green loan program designed to help improve living standards of poor and low-income people living in rural areas of Cambodia by giving them access to clean energy. Solar loans under this program allow poor families living off the grid to invest in solar home systems that can power lights, fans, radios, and mobile phones. HKL also disburses loans for biogas digester plants which allow farmers to convert animal and human waste into biogas that can be used to power clean cookstoves and organic fertilizer for their farms. These loans have numerous economic, health, environmental, and social benefits for families which include saving money and time collecting fuelwood, reducing smoke-borne diseases, and allowing family members to do schoolwork and housework in the evening. HKL has designed these social loan products to feature a lower interest rate than typical Kiva loans.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 266
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Channa to invest in the purchase of a home solar system.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 23, 2014
Feb 23, 2014
Currency Exchange Loss:
Mar 17, 2015