Guineales 1 Group
She works growing and selling bananas in the community where she lives. She learned this business from her parents, who had been doing it for many years. This work generates the income she needs to support herself. She says she likes her work because it is honest and helps her feel useful to the community. She has been doing this ever since she was a child alongside her parents, for over twenty years.
She decided to organize a group in order to improve her and her fellow members' quality of life and help each other. She will use this loan to buy supplies like fertilizer and pay for maintenance labor for her banana plantations.
Manuela's dream is to extend the amount of land she uses to plant bananas so that her income increases and she can improve her quality of life.
Ella se dedica a la producción y venta de banano, lo cual lo realiza en la comunidad donde vive; esta actividad la aprendió de sus padres, quienes se dedicaban a lo mismo desde muchos años atrás. Esta labor le genera a ella los ingresos necesarios para su sostenimiento familiar. Ella comenta que le gusta esta actividad porque es honesta y la ayuda a sentirse útil a su comunidad. Realiza esta labor desde niña junto a sus padres desde hace más de 20 años.
Ella decidió organizar un grupo con el objetivo de ayudarse mutuamente con su compañeras y asi mejorar sus niveles de vida. Utilizará el préstamo para la compra de insumos (fertilizante y pago de mano de obra) para mantenimiento de las plantaciones de banano.
Manuela sueña con incrementar la extensión de sus plantaciones de banano y asi incrementar sus ingresos para mejorar su calidad de vida.
More information about this loan
About ADICLAADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!