Currently, she is asking for a second loan that she will invest in buying fertilisers and urea as well as for paying workers to prepare and clear the ground for her coffee plants. This is really important in order to avoid weed growth and plant deterioration. Reina feels that the loan will help her to maintain her plantation better, and thus make her product more attractive and appealing for sale, which will in turn lead to a better income when sold.
Actualmente ella solicita un segundo financiamiento el cual invertirá la compra de fertilizantes, urea y pago de mano de obra para abonar y limpiar sus cultivos de café ya que es muy importante para evitar el crecimiento de maleza y deterioro del mismo. Considera doña Reina que el financiamiento le ayudara a dar un mejor mantenimiento a su plantación y así hacer mas atractivo y llamativo su producto para su venta y con ello mejores ingresos mediante su venta.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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