The funds from this loan will be put toward the business endeavors of all the group members, including Salome's business. Salome joined Pro Mujer two years ago at the invitation of a friend who is also a member. Salome currently runs a convenience store in her neighborhood, a business she learned by observing a couple of her neighbors in their business endeavors. She eventually decided to pull together what savings she could to open her own store.
With the support from this loan, Salome plans to purchase beer in bulk to stock her convenience store. She buys products for her store from wholesale distributors in El Alto and then sells them at her store. This business is her primary source of income for providing for her family, which includes her husband and two children. When asked what she likes about being a member of Pro Mujer, Salome answered that she likes the flexible credit plans, the training she receives and the health services that Pro Mujer offers as well.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Salome es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que este negocio lo aprendió al observar a sus vecinas el desarrollo del negocio y con un pequeño capital que tenía decidió armar su negocio.
El crédito que ahora sacará es para el aumento de capital (compra de cerveza por mayor) que adquirirá en las tiendas distribuidoras de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito ágil, la capacitación y el área de salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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