Rosas Y Un Clavel Group
The loan that they are taking out will benefit the small micro-businesses where Marcela is a member. She says that she is new to Pro Mujer, and joined at the invitation of a friend who is a member of the institution. Currently, she has a weaving business and sells clothing. She says that she learned this business form her sister and since she had a little capital, she decided to establish her independent business.
She is taking out the current loan to increase working capital (purchase wholesale wool) that she will acquire at the city markets in El Alto, and later she will develop her sales space and market her products. She lives in a common-law relationship and has two children, and this type of work allows her to generate income to support her family. When asked what she liked about Pro Mujer, she responded that she likes the work that they do in their group and what the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Marcela es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido y venta de ropa; da a conocer que este negocio lo aprendió de su hermana y que ella al contar con un pequeño capital decide implementar su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá en las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el trabajo que realizan en su grupo que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid