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Thanks to her first loan Marlen bought the supplies and fertilizers she needed to tend to her coffee crops. She was able to protect them from pests, diseases, and other things that could have affected them if they had not been treated in time. She is thankful for the help she received from Kiva's lenders and from the COMIXMUL Cooperative, who she believes is very invested in the wellbeing and development of every one of its small producers and all others.

Marlen is now asking for a second loan that she will invest in manure, fertilizers, and in paying for labor to treat her coffee crops and to clear them, as after they are cut the crops are in bad shape and have a lot of shrubbery. Marlen thinks the loans are a great help because they improve her crops and provide relief from the concerns that sometimes arise because they can be used for what is needed, which is the improvement and care for the seed, the plant, and the property, when necessary.
View original language description ↓
Gracias a su primer financiamiento doña Marlen compro los insumos y abonos necesarios para poder asistir sus cultivos de café, pudiendo proteger estos de plagas, enfermedades entre otros que pudieron de no tratarse a tiempo afectar la temporada. Ella agradece el apoyo brindado por los inversionistas en KIVA y la cooperativa COMIXMUL quienes considera están muy interesados en el bienestar y desarrollo de cada uno de los pequeños productores y demás.
Nuevamente doña Marlen ha solicitado un segundo financiamiento el cual invertirá en comprar abono, fertilizantes y para pagar la mano de obra para aplicar a la plantación de café y de la misma forma darle la limpieza respectiva ya que después de las cortas la plantación queda maltratada y con mucho monte. Doña Marlen considera que los financiamientos son de gran ayuda porque mejoran los cultivos y dan alivio a la preocupación que en ocasiones es imposible tener siempre y cuando este sea utilizado para lo que se requiere que es la mejorara y el buen mantenimiento del grano, la planta y la propiedad de ser necesario

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 16
    View loans »
    Honduras Loans Fundraising
  • $8,227,050
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,500 helped Marlen to buy farming supplies and to pay for labor to care for her coffee crops.
0% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Feb 19, 2014
Feb 27, 2014
Currency Exchange Loss: