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Hamoule's Group
In this Group: Hamoule, Yoba, Marang, Diabou Oumar, Tobo, Sandiang, Oumou, Tai, Diabou, Ansarou, Khady, Tening, Tai, Nialing, Ramata, Coumba, Yoba, Ramatoulaye, Nathio, Talata, Fenda, Mariama, Fady, Hadia, Aminata, Paite, Mariama
This group is made up of women who are very active in their income-generating businesses and their Banc Villageois, which was set up on 14th October 2010. They all come from the same village and get on well together. Their main activities are small trading businesses and farming in the rain.

Hamoulé (who is sitting on the far right of the photo with her right hand raised) is the star borrower of the group. She is 30 years old, married and mother to five children (three boys and two girls). She buys groundnut seeds from farmers in the villages and sells them to traders at the weekly markets.

With this loan she is planning to buy at least 15 sacks of groundnut seeds to sort out and resell.

The profits from her business will enable her to help out her husband to pay for their children's school fees and food.
View original language description ↓
Ce groupe est composé de femmes très actives dans leurs activités génératrices de revenu et dans la vie de leur banc villageois qui a été créé le 14 Octobre 2010. Elles sont toutes issues du même village et ont une bonne entente entre elles. Elles ont comme activité principale le petit commerce et l’agriculture sous pluie.

Madame Hamoulé (assise à l’extrême droite avec la main droite levée), est l’emprunteuse vedette du groupe, âgée de 30 ans, elle est mariée et mère de cinq enfants (03 garçons et 02 filles. Elle achète des graines d’arachides auprès de producteurs dans les villages pour la revendre aux commerçants dans les marchés hebdomadaires.

Avec ce prêt elle compte acheter au moins 15 sacs de graines d’arachide fait le tri pour la revente.

Les bénéfices de son activité lui permettront de soutenir son époux dans la scolarité des enfants et la nourriture.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 45
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 477.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Hamoule's Group's $3,575 loan helped a member to buy at least 15 sacks of groundnut seeds to sort out and resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Feb 12, 2014
Feb 24, 2014
Currency Exchange Loss:
Sep 17, 2014