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Salvador De Jesús
Salvador is 46 years old. He did not have the opportunity to study. He is in a common-law marriage, and his life partner dedicates herself to domestic work. He has five children, of whom three are in school, and the other two have already formed their own households. Thus, only 3 children and his partner are dependent on him.

Agricultural work is the activity to which Salvador dedicates himself. He has done this work since he was 13 years old. He learned this work from his father, who always wanted to make sure that his children would learn a profession so that they could support themselves through work in the future. Salvador has to walk for 10 minutes to reach his fields. His spouse is also involved, and she helps him as much as she can. He works on a schedule of 6:00 AM to 11:00 AM.

He needs the loan he is requesting to harvest his crops and take them to his house, since they work with improved seeds which an institution gives them to plant. When they come back with the grains, they pay them a good price, but to get this, he needs to pay someone to transport the corn to his house in a wagon, and he also needs to pay for a machine to take the kernels off the corn. In addition, he needs a person to help him harvest the beans and later to choose good seeds to take to this institution. This loan will help him a lot, since he and his spouse alone cannot do all this work.

He says that he hopes that "God will grant him life" to keep cultivating the land and have the means to support his household, since his earnings are what is left after he sells his crops.
View original language description ↓
Salvador tiene 46 años de edad, no tuvo la oportunidad de estudiar, está acompañado y su compañera de vida se dedica al trabajo doméstico, tiene 5 hijos de los cuales tres están estudiando y los otros 2 ya formaron sus propios hogares, por lo tanto solo 3 hijos y su pareja dependen de él.

El trabajo en la agricultura es la actividad a la cual se dedica Salvador, lo realiza desde que tenía 13 años de edad, este trabajo lo aprendió de su padre, pues siempre se preocupó para que sus hijos aprendieran un oficio para que en un futuro se pudieran defender en un trabajo. Salvador debe hacer un recorrido de 10 minutos a pie para llegar al campo, su esposa se involucra y le ayuda en lo que puede, y realiza las actividades en un horario de 6:00 AM a 11:00 AM.

El crédito que está solicitando, lo necesita para sacar los cultivos y tenerlos en la casa ya que ellos trabajan con la semilla mejorada que una institución les da para trabajar y lo regresan con granos y ellos se los pagan a buen precio, pero para sacar eso él tiene que pagar quien le lleve el maíz para la casa en la carreta y también pagar una máquina para que le desgrane el maíz y quien le ayude a sacar el frijol, luego escoger buena semilla para llevarlo a esa institución, este préstamo le ayudará mucho ya que solo con su esposa no dan abasto.

Él espera que Dios le preste vida para seguir cultivando la tierra y tener como llevar el sustento al hogar ya que la ganancia es lo que les queda de lo que venden.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 696
    View loans »
    El Salvador Loans Fundraising
  • $24,333,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Salvador De Jesús to harvest his crops and transport them to his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 18, 2014
Listed
Feb 27, 2014
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2015