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Virginia Victoria
Virginia, 53, lives in a town far from Managua, the capital. She makes a living with a small grocery store she runs with her husband, a bricklayer. This way they cover their household expenses together. Their children are already grown; only Virginia and her husband support each other.

Virginia needs this loan to continue investing in her store by buying basic grains, dairy products, chicken, meat, personal hygiene products, cleaning supplies, and other products.
View original language description ↓
Doña Virginia es una señora de 53 años de edad, habita en un municipio lejano a la capital Managua, se dedica a un pequeño negocio de pulpería que ha formado junto a su esposo quien es albañil, a si ambos sostienen sus gastos del hogar siendo sus hijos ya independientes solamente se apoyan ella con su esposo. Virginia requiere de este crédito para seguir invirtiendo en la venta comprando productos como granos básicos, lácteos, pollo, carne, productos de limpieza personal y del hogar.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 109
    View loans »
    Nicaragua Loans Fundraising
  • $24,829,275
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Virginia Victoria to buy basic grains, dairy products, chicken, meat, personal hygiene products, cleaning supplies, and other products.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jan 27, 2014
Feb 27, 2014
Currency Exchange Loss:
Jan 17, 2015