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Marian's Group
In this Group: Marian, Nasratu, Fatmata, Isatu
The Marian Group is named after the group's leader. All the members are businesswomen in Makeni, the northern provincial headquarters town. They have been a group with SMT for the past two years now and are now in their fourth cycle. Previously, SMT loaned these women Le 600,000.00 each. This they have repaid successfully, and they are now requesting a new loan. The previous loan made a big difference in their lives, but they still need more loans to further empower themselves in their businesses.


The group leader is Marian C.. Marian was born in Magburaka, Tonkolili District, in northern Sierra Leone, 38 years ago. She is married with two school-going children, both of whom are in secondary school. Both she and her husband, who is a businessman, are responsible for their children's schooling and welfare. Through her groundnut trade, Marian is able to meet most of her financial needs. She has been in the groundnut business for the past 15 years. Marian is doing fine in her business, but she still faces a lot of challenges. First, the amount that SMT's credit officer approved for her and her group members is not enough. She had wanted Le 1,000,000.00. This would have enabled her to purchase more bags of groundnuts, and as the dry seasoning is fast approaching, she expects a boom in business. Second, sometimes some of the groundnuts within a bag may be rotten, which means some losses for her business. However, with this loan of Le 800,000.00 approved for Marian, she will be able to buy at least three bags of groundnuts to add to her current stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 36
    View loans »
    Sierra Leone Loans Fundraising
  • $9,112,600
    Funds lent in using Kiva
  • 2,925.0
    Sierra Leone Leones (SLL) = $1 USD