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Buena Esperanza Cajata Pampa Group
In this Group: Carmen Beatriz , Juana, Alicia, Nohra , Rufina, Norah Esperanza , Sonia , Silvia
The Communal Bank “Buena Esparanza Cajata Pampa” is starting its second loan cycle with Pro Mujer as part of the Achacachi Community Center. This group consists of eight members and is led by a Board of Directors in which Sra. Carmen is the president. The members of this Communal Bank engage in different businesses such as weaving blankets, weaving sweaters, selling vegetables, selling food, selling livestock, and selling detergents.

This loan will benefit small entrepreneurs such as Sra. Carmen. She says that this is her second year with Pro Mujer. Carmen joined after receiving an invitation from a promoter of the organization who came to her house to visit her. She currently has a business of selling detergents. Carmen has become more knowledgeable about this business since her friends who were in the same line of work recommended that she start it.

The loan she is receiving now will be used to increase her capital for buying detergents. She will acquire her products from the wholesale vendors in the city of El Alto and then sell them from her retail space. Working in this manner will enable her to generate income for supporting her family. Carmen is married and has three children.

When asked what she likes about Pro Mujer, Carmen said that she enjoys the training seminars offered by the organization.
View original language description ↓
La A.C. “BUENA ESPARANZA CAJATA PAMPA” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Achacachi, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Carmen es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tejido de mantas, tejido de chompas, venta de verduras, venta de comida, venta de ganado, venta de detergentes.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Carmen es integrante, ella indica que es el segundo año que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de detergentes; da a conocer que este negocio lo emprender por recomendación de sus amigas quienes tienen el mismo negocio.

El crédito que ahora sacará es para el aumento de capital (compra de detergentes) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de comercialización. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $5,500
    Average annual income
  • 180
    View loans »
    Bolivia Loans Fundraising
  • $30,838,375
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Buena Esperanza Cajata Pampa Group's $4,200 loan helped a member to buy detergents.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 10, 2014
Listed
Feb 27, 2014
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2014