Amazonas Ii Group
The loan that they will receive will benefit the small micro-entrepreneurs where Señora Efrena is a member. She says that she has been a member of Pro Mujer for nine years, joining at the invitation of a friend who is a member of the institution.
She has a business selling clothing, and she says that this was a family business that she decided to carry out independently when she got married. The loan that she is receiving is to increase her capital for the purchase of wholesale clothing, which she will acquire in the markets of the city of El Alto and later sell in her sales space. This work allows her to generate income to support her family, as she is married with three children.
When she was asked what she likes about Pro Mujer, she responded that she likes the work that they do in her group that the institution offers her.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Efrena es integrante, ella indica que hace nueve años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio fue un negocio familiar y que ella al casarse decide implementar su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de ropa por mayor) que adquirirá en las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el trabajo que realizan en su grupo que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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